Terms of Service

Welcome to the website of Combined Insurance, located in Grain Valley, Missouri. By accessing or using this website (the “Service”), you agree to comply with and be bound by the following Terms of Service. Please review them carefully before proceeding.

General Use

  • Insurance quotes are for informational purposes and are subject to underwriting approval.
  • Policy terms, availability, and pricing may vary based on eligibility and state guidelines.
  • All insurance details should be confirmed with a licensed agent before purchase.
  • Combined Insurance reserves the right to update, modify, or discontinue the Service at any time without notice.

Third-Party Links & Resources

This website may contain links to third-party sites or tools. We are not responsible for the content, accuracy, or practices of any third-party services. Use of third-party platforms is at your own discretion and subject to their respective terms.

User Submissions

By submitting comments, feedback, or other content through the website, you grant us permission to use, modify, and publish such content without limitation or obligation. You agree not to post content that is unlawful, abusive, or infringes on third-party rights.

Personal Information

All personal data submitted through the website is governed by our Privacy Policy. Please review it to understand how your data is collected, stored, and used.

SMS Communication

By providing your mobile number, you consent to receive informational and promotional SMS messages from Combined Insurance. Message frequency varies. Standard message and data rates may apply.

To opt out: Text STOP at any time. For assistance, text HELP.

Disclaimer of Warranties

The Service is provided on an “as is” and “as available” basis. We make no warranties or representations regarding the accuracy, reliability, or availability of the website or any content therein. Use of the Service is at your own risk.

Limitation of Liability

Combined Insurance shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use this website or services. In any event, liability is limited to a maximum of $100 or the actual provable loss, whichever is less.

Copyright & DMCA

If you believe your copyright has been violated, please contact us at support@combinedinsurekc.com with the following:

  • A description of the copyrighted work
  • The URL or location of the alleged infringing content
  • Your contact information
  • A statement of good faith belief that the use is not authorized
  • Your electronic or physical signature

Entire Agreement

These Terms of Service, along with our Privacy Policy, constitute the full agreement between you and Combined Insurance regarding your use of this website.

Governing Law

These Terms are governed by the laws of the State of Missouri. Any disputes shall be resolved in courts located in Jackson County, Missouri.

Changes to These Terms

We reserve the right to modify these Terms at any time. Updates will be posted on this page. Continued use of the site indicates your acceptance of the current version of the Terms.

Contact

If you have any questions about these Terms, please email us at support@combinedinsurekc.com.