Real People. Real Protection.
From TikTok’s to testimonials, our community says it best. See how we’ve helped people safeguard what matters most—with coverage they can count on and service they actually enjoy.

https://www.tiktok.com/@combined.insurance

 At Combined Insurance Service, we’re more than just your local insurance agency — we’re your neighbors. Being based right here in the community means we understand the people, the businesses, and the values that make this area special. We’re proud to support local events, lend a hand where it’s needed, and build lasting relationships that go beyond business. Merry Grinchmas!

EXCELLENT
Google star 1Google star 2Google star 3Google star 4Google star 5
Based on 123 reviews
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Juliann Burke profile picture
Juliann Burke
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Sam made this process so easy for me! It was all done in a timely manner as well. Definitely will be coming back and recommending to friends/family!
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Jay Luschen profile picture
Jay Luschen
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They took the hassle out of getting insurance, and made it simple and easy.
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MGRU PROPERTIES profile picture
MGRU PROPERTIES
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Excellent
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Johnny Ferrara profile picture
Johnny Ferrara
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Great company! Very professional, friendly and prompt !!
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Esther Taylor profile picture
Esther Taylor
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great experience with Sam! He was highly responsive over email and quickly resolved my questions. I'm very happy with the customer service.
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Pamela Lindsay profile picture
Pamela Lindsay
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutely the best customer service I have ever experienced. I decided to contact Combined Insurance after not receiving replies from my current carrier. Sam and Harley listened intently to my questions and concerns. Not expecting a response for a few days, I was pleasantly surprised to receive a phone call the very next day. I met with them and was very satisfied with the home and vehicle insurance coverage presented which I accepted. I highly recommend Combined Insurance, particular my hometown Grain Valley office. The warm, welcoming, and professional experience makes me feel like a valued client! Thank you Sam, Harley, David and everyone else there!
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Kristen Smith profile picture
Kristen Smith
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sam was incredibly fast and thorough when finding me the best insurance for my pocket book. She had it all done in like 4 hours. Super friendly and professional.
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Brent U profile picture
Brent U
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
David helps by going beyond what's required. He has helped me when other insurance firms were unable. He is honest, hardworking and will help you take a deep dive to ensure you, your business, your family have mitigated all risk with the best carriers appropriate. Trust David in all your business and personal insurance needs. His team will go above and beyond for you!
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David Gruen profile picture
David Gruen
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
It’s incredible the lengths that these guys will go to. I was totally out of options and not getting any type of tailored help or answers or advise and these guys were able to explain so clearly and understand what I was trying to get done and covered. Then they were able to get me bound and good with everything on my side I realized just how much everyone else is a joke trying to do this. Only giving them 5 stars because I can’t give them more.
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