1. Pet Health Insurance

Pet health insurance helps cover veterinary costs such as:

• Vet visits and exams

• Medications and treatments

• Surgeries and hospitalizations

Policies vary in coverage levels, deductibles, and exclusions, so carefully review terms before purchasing.

2. Pet Accident and Illness Insurance

This coverage focuses on unexpected health issues, including:

• Accidents and injuries

• Illnesses and chronic conditions

• Sometimes hereditary or congenital disorders

It helps reduce out-of-pocket expenses for emergency care and ongoing treatments.

3. Pet Liability Insurance

Primarily for dog owners, pet liability insurance covers you if your pets cause:

• Injury to another person

• Damage to someone else’s property

It protects you financially against lawsuits or legal claims. Some homeowners or renters policies include this, but standalone policies are also available.

4. Pet Life Insurance

Though less common, pet life insurance offers a death benefit if your pet passes due to illness, accident, or natural causes. It can help cover:

• Funeral or burial expenses

• Financial loss of a valuable or rare pet

Choosing the right pet insurance depends on your pet’s needs, breed, age, and your budget. Speak with an insurance professional to find the best policy for your furry family member. Let us worry so you don’t have to.