Terri has over 30 years of experience and has worked for insurance carriers, wholesalers and insurance agencies.  She has been with Combined Insurance since its’ start in 2006.  She is married and has a daughter who is a graduate of University of Missouri-Columbia  In her time away from work she enjoys time with family and friends. She enjoys playing golf, biking, going camping and floating and she likes relaxing at the Lake of the Ozarks with friends.