Construction Project Management Insurance, also known as Construction Management Professional Liability Insurance, provides coverage for professionals involved in managing construction projects. The specific coverages you may need for Construction Project Management Insurance can vary depending on your role, responsibilities, and the scope of your projects. However, here are some common coverages included in Construction Project Management Insurance policies:

1. Professional Liability (Errors and Omissions): This coverage protects against claims alleging professional negligence, errors, or omissions in providing construction project management services. It covers damages and legal defense costs arising from design errors, project delays, cost overruns, or failure to meet contractual obligations.
2. General Liability: Coverage for bodily injury, property damage, or personal injury claims that may arise from construction site accidents or incidents unrelated to professional services. It typically includes premises liability, products liability, and completed operations coverage.
3. Contractual Liability: Protection for liabilities assumed under contracts, such as indemnification obligations or liability for subcontractors’ actions.
4. Pollution Liability: Coverage for claims related to pollution, hazardous materials, or environmental damage caused during construction activities.
5. Builder’s Risk: Insurance for physical loss or damage to the construction project during the course of construction. It typically covers the building, materials, and equipment on-site.
6. Delay in Completion/Performance Bonds: Insurance or bonds that provide coverage for costs or damages resulting from project delays, non-performance, or failure to meet contractual milestones.
7. Subcontractor Default Insurance: Coverage for losses incurred due to a subcontractor’s default, such as the subcontractor’s failure to perform or complete their contractual obligations.
8. Property Insurance: Coverage for damage or loss of property owned or used by the project management company, such as office equipment, computers, or tools.
9. Workers’ Compensation: Insurance to cover medical expenses, disability benefits, and lost wages for employees who suffer work-related injuries or illnesses.
10. Auto Insurance: Coverage for vehicles used by the project management company or its employees for business purposes, such as transportation to project sites or client meetings.